Four Common Misconceptions About Car Accidents
Most of us have been in a car accident, and if not, we probably know someone who has. A crash can be very confusing and stressful, and there are a thousand things that people think of doing at the scene that range from misconceptions to the right things to do after an accident. Here are some of them:
1- If I’m not injured, I don’t have to go to the doctor. Wrong. Injuries do not always appear immediately; in fact, some injuries can take days, weeks, or even months to appear. Even if you do not feel any pain, you must get a medical check-up to rule out any serious injuries. In addition, there will be a medical record of your injuries in case you later decide to initiate a legal process.
2- If it wasn’t a serious accident, I don’t have to call the police. Wrong. No matter how minor or how severe the accident may have been, the police must go to the accident scene to make a police report. This does not mean that they will determine liability for the accident. But the report can be irrefutable evidence of what has happened, and it will be of great help in a personal injury lawsuit.
3- My insurance company will fix everything. Having insurance for our car is required by law. But that does not mean that insurers have our best interests at heart. They are, after all, a business. At the end of the day, insurers will try to avoid as much as possible—from the claim itself to covering all expenses. There are many tricks that insurers use to avoid having to pay large sums of money. So, if you get an offer from your insurer or the other driver’s insurance, go over it with an attorney before accepting it.
4- I don’t need to hire a lawyer. Legal processes are often complex and confusing for people who do not work in this area. However, an experienced attorney can help you navigate these troubled waters and take on the insurers and the responsible party to obtain better compensation for you. In addition, an attorney will know well how to determine the fair amount of compensation you deserve based on your injuries, medical expenses, lost wages, pain, and suffering, among others.