{"id":1272,"date":"2021-11-18T19:31:39","date_gmt":"2021-11-18T19:31:39","guid":{"rendered":"https:\/\/www.nourmandlegal.com\/?p=1272"},"modified":"2021-11-18T19:31:39","modified_gmt":"2021-11-18T19:31:39","slug":"insurance-companies-disputing-liability","status":"publish","type":"post","link":"https:\/\/www.nourmandlegal.com\/insurance-companies-disputing-liability\/","title":{"rendered":"Insurance Companies Disputing Liability"},"content":{"rendered":"<p><span data-preserver-spaces=\"true\">Like any other business, insurance companies seek to take care of the company\u2019s interests and maximize their profits. So sometimes, motorists can find themselves in difficult situations where their insurers reject their claim or try to attribute to them if not all, at least part of the responsibility for an accident.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">Here are some of the common strategies or excuses they can use to decline your request:<\/span><\/p>\n<ul>\n<li><strong><span data-preserver-spaces=\"true\">The terms and clauses of your insurance coverage.<\/span><\/strong><span data-preserver-spaces=\"true\">\u00a0It is very important to have a good understanding of what your auto insurance covers and the amounts and expiration dates. Insurers can use this information or any details of it to reject your claim.<\/span><\/li>\n<li><strong><span data-preserver-spaces=\"true\">Failure to report the accident on time.\u00a0<\/span><\/strong><span data-preserver-spaces=\"true\">If you are ever involved in a car accident, you should do two things immediately: call the police and call your insurance agent. Failure to do so could cause the insurance company to question the validity and veracity of your claim.<\/span><\/li>\n<li><strong><span data-preserver-spaces=\"true\">Not having a medical report.<\/span><\/strong><span data-preserver-spaces=\"true\">\u00a0In the same way, you should get a medical examination immediately so that your injuries can be thoroughly checked. It is important to remember that some injuries appear immediately, while others take time to do so. A medical report is an official document that will be of great help during your case and that will inform of any injuries that have been found and diagnosed.<\/span><\/li>\n<li><strong><span data-preserver-spaces=\"true\">Give responsibility to the insured.<\/span><\/strong><span data-preserver-spaces=\"true\">\u00a0Although it is true that in some cases, the fault can be shared by both drivers, you should be very careful that the insurance company does not assign you a percentage of responsibility if it\u2019s not the case. By doing so, they can significantly decrease the amount of compensation that will be assigned to you.<\/span><\/li>\n<li><strong><span data-preserver-spaces=\"true\">Using a pre-existing medical condition as a pretext to try to avoid paying compensation.<\/span><\/strong><span data-preserver-spaces=\"true\">\u00a0This is also a situation that we can often encounter. However, while it is true that you cannot request compensation for a pre-existing medical condition, you can do so if the symptoms of this pre-existing condition are aggravated as a result of the accident.<\/span><\/li>\n<li><strong><span data-preserver-spaces=\"true\">Using recorded or written statements against you.\u00a0<\/span><\/strong><span data-preserver-spaces=\"true\">If the insurance company asks you for a statement about the accident, it is best to refuse. Any statement could be misrepresented and used against you during the process.<\/span><\/li>\n<\/ul>\n<p><span data-preserver-spaces=\"true\">It is extremely important to hire the help of an attorney who has extensive experience in handling insurance companies before taking any steps.<\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Like any other business, insurance companies seek to take care of the company\u2019s interests and maximize their profits. So sometimes, motorists can find themselves in difficult situations [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":1273,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Insurance Companies Disputing Liability | Nourmand Legal | Accident Attorneys<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.nourmandlegal.com\/insurance-companies-disputing-liability\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Insurance Companies Disputing Liability | Nourmand Legal | Accident Attorneys\" \/>\n<meta property=\"og:description\" content=\"Like any other business, insurance companies seek to take care of the company\u2019s interests and maximize their profits. 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